COMMON QUESTIONS ABOUT COLORADO AUTO INSURANCE
Need car insurance in Colorado? Whether you live in Colorado Springs, Denver, or anywhere in the Great Centennial State, Liberty Mutual Insurance can help you save you in car insurance! From responsibility protection to comprehensive coverage, we customize your Colorado auto insurance, so you only pay your needs.
WHAT CAR INSURANCE IS NEEDED IN COLORADO?
In Colorado, it is illegal to drive without insurance. Must have car insurance for drivers in Colorado
- Bodily injury to others
- Property loss
- Insurance Motorcycle Body injury
- Medical payment
Drivers in Colorado have minimal auto insurance limits
| Coverage | Amount |
| Bodily Injury to others | $25,000 per person and $50,000 per accident |
| Property Damage Liability | $15,000 per accident |
| Uninsured Motorist Bodily Injury Coverage | $25,000 per person and $50,000 per accident |
| Medical Payments | $5,000 |
What liability insurance is required in Colorado?
Colorado law requires you to have liability car insurance. This coverage protects others if you cause bodily harm or property damage to them. It’s important to know this coverage doesn’t cover you, your car, or your personal belongings.
Drivers must have a car insurance policy with the minimum auto insurance requirements of
- Bodily Injury Liability: $25,000 per person and $50,000 per accident
- Property Damage Liability: $15,000 per accident
You may see this written as 25/50/15.
Remember, this is only the minimum Liability Coverage required by law. You may want to think about increasing your limits for more financial protection. You should also consider other types of coverage that can give you even more protection
